Creditor Harassment

Behind on Your Mortgage Payments If you find yourself behind on your mortgage payments and unable to catch up, a Chapter 13 Bankruptcy will allow you to get caught up on your terms. When your payments are behind, your mortgage company will only accept payment in full and will reject anything less. A Chapter 13 will legally force your mortgage company to accept a payment plan that fits your budget and prohibit it from attempting to foreclose on your property. Filing before you receive a foreclosure notice will save you from having to pay the additional legal fees and advertisement costs [...]

Benefits of Filing Bankruptcy Filing for bankruptcy is a path many consumers consider when facing significant financial pressure. In fact, in the past 12 years, 12.8 million Americans turned to it as the solution to their financial strain. Here are some answers to frequently asked questions about Bankruptcy: Is it wrong to file Bankruptcy? Absolutely not. Filing for Bankruptcy is taking a positive step to regain control of your financial situation, reorganize your personal finances and obtain a fresh financial start through a discharge. In Chapter 13 Bankruptcy you repay all or part of your debts. Whatever financial problems you may [...]